To ensure that you are not in a deficit, log onto the Department of Financial Services’ website “My Profile” page – create an account and login to check your CE status.  You will be able to verify that the credits listed match with your records. 

Is there a topic you would like FAPIA to address at a future meeting? Drop us a line at, to let us know. Your thoughts, ideas, or suggestions are always welcome

Continuing Education Alert – Mandatory Law and Ethics Course


Now offered by the Florida Association of Public Insurance Adjusters

Continuing Education
Public Adjuster Continuing Education Requirements
The passing of HB 725 on October 1, 2012, substantially revises the Licensing Procedures Law for insurance agents, adjusters, and limited lines licensees. The bill creates the new licensure classification of all-lines adjuster to replace the current licensure classifications of independent adjuster and company employee adjuster. The classifications of independent adjuster and all-lines adjuster are converted to appointment types for licensed all-lines adjusters.  The Public Adjuster license classification remains unchanged.

In addition, the bill revised the continuing education requirements for licensees. Prior to the passing of HB 725, adjusters were required to complete 24- hours of continuing education courses, to include, 2-hours on Ethics, 10-hours on Law and Policy, and 12-hours of Optional CE credits.  

Effective October 1, 2014, under the new law enacted with the passing of House Bill 725, licensees are required to complete a five-hour course every 2-years which is specific to the license held. The content of the course must address all lines of insurance for which examination and licensure are required and include: 

​- Insurance Law Updates
- Ethics for Insurance Professionals
- Disciplinary Trends and Case Studies
- Industry Trends and Products and other similar insurance-related topics determined relevant the department to legally and ethically carry out the responsibilities of the license granted.  

In addition to the five-hour course, adjusters will be required to participate in 19- hours of elective credits which have been approved by the department and focuses on their specific line of insurance. 

It will be important to understand that these requirements are directly tied to CE Compliance cycles ending 9/30/14 or earlier, and CE Compliance cycles ending 10/31/14 or later.
​The licensees Compliance period begins with the end of your birth month following the second anniversary of the first license issuance date, and then biennially thereafter.

HB 725 also reduced the number of required continuing education hours from: - 24 to 20 hours every 2-years for a licensee who has been licensed in Florida for 6 or more years. - 24 to 10 hours every 2-years for a licensee who has been licensed for 25 years or more and is a CLU or CPCU or has a Bachelor of Science degree in risk management or insurance with evidence of 18 or more semester hours in upper-level insurance-related courses.

As more information is made available, we will be sure to update our members and include the information on our website at

House Bill 725 - To review more important changes enacted by HB 725, please refer to the following links:

FAPIA will be offering the newly required 5 Hour Law and Ethics Update Course  as well as a variety of valuable and interesting courses throughout 2014.  

2014 CE/CLE Course offerings coming soon