Membership Information and Benefits


 There’s Never Been a Better Time to Join FAPIA

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FAPIA Member Benefits

FLORIDA ASSOCIATION OF PUBLIC INSURANCE ADJUSTERS

FAPIA MEMBERS

In The business of Protecting Insured Floridians.

Our organization boasts a professional membership of nearly 500 members and associates who protect the interests of everyone who has suffered an insurance loss, from single family homeowners to Fortune 500 companies. We are the largest trade association for public adjusters in the nation.

IN THE BEGINNING… In February of 1993 public adjusters from across the state gathered to form the Florida Association of Public Insurance Adjusters with a mission to work together to strengthen and add professionalism to the industry. FAPIA has since worked to enhance the industry, improving the laws and regulations governing the industry. From that initial group, the association has grown and made a difference in the lives of Floridians. FAPIA member strive to serve clients with honor, character and a sense of pride.

STRENGTH IN NUMBERS… Over the years, FAPIA has continued to grow in membership and in influence. When we stand together with one voice, our regulators, legislators and the public listens. Through a variety of programs, including lobbying and public relations, we help educate about the good work being done by the industry.

HOW MUCH… How much would it cost you to have a team of lobbyists in Tallahassee to protect your ability to do business? As a member of FAPIA it is part of your dues.

How much would you have to pay for a professional award-winning public relations firm to promote your industry? To respond to negative articles or editorials? To formulate positive stories? As a FAPIA member, it’s part of your dues.

How much would you pay to have the best public adjuster specific continuing education courses? With two conferences per year, FAPIA does that. Our membership gathers twice a year at the finest resorts, with memorable speakers and excellent exhibitors. Not to mention great networking, fabulous food and fun.

Just as the service to you provide to insured consumers proves extremely valuable , so is the value in membership in FAPIA.

INVEST IN YOURSELF & FAPIA… Now is the time to invest in yourself and your career as a public adjuster.

FAPIA members have exclusive access to our Members Only area on FAPIA.net. There you can find special member benefits, associate members who can assist you and your clients, even past presentations from top industry experts.

You also get the forms and documents, including the model PA contract developed for and by FAPIA members. You even get a listing on the FAPIA Find An Adjuster section where the public goes to find public adjusters.

WHAT DO OUR MEMBERS THING ABOUT THEIR MEMBERSHIPS?

“I’m a better PA since joining FAPIA.” Nancy Dominguez

“Great Conferences.” Stephen McCaffrey

“It offers state-wide representation for our industry.” Frank Finlay

“As a FAPIA member, you stay informed on all the changes in our industry.” John Mercedes

FAPIA MEMBERS CODE OF ETHICS
  1. Members shall conduct themselves in a spirit of fairness & justice to their clients, the insurance companies and the public.
  2. Members shall refrain from improper solicitation.
  3. No misrepresentation of any kind shall be made to an insured or to the insurance companies.
  4. Commission rates shall be fair and equitable and strictly in accordance with the prevailing laws or regulations of FDFS.
  5. Members shall conduct themselves so as to command respect and confidence. They shall work in harmony with one another, with their clients and the insurance company representatives, so as to foster a cordial and harmonious relationship with all branches of insurance business, and work with the general public.
  6. Members must be fitted, by the knowledge and experience, for the work they undertake. They must not endanger the interests of the public adjusting profession, or risk injustice to insureds or to the insurance companies by attempting to handle losses or claims for which they are not qualified, and for which they cannot find competent technical assistance.
  7. Members shall not engage in the unauthorized practice of law.
  8. Members shall not acquire any interest in salvaged property or participate in any way, directly or indirectly, in the reconstruction, repair, or restoration of damaged property, except with the knowledge, consent and permission of the Insured.
  9. Members shall be cooperative and assist one another in every possible way.
  10. Members shall not disseminate or use any form of agreement, advertising, or any printed matter that is harmful to the profession of public adjusting, or which does not comply with the rules and regulations of the Florida Insurance Department, or which might subject public adjusting and public adjusters to criticism or disrespect.
Recognizing the Value in FAPIA MEMBERSHIP
What do our members think of FAPIA?
“I have become a better public adjuster since I joined FAPIA.” ...Nancy Dominguez
“It is “the” organization of public adjusters in the State of Florida” ...Michael Tempesta
“It offers state representation for our industry” ...Frank Finlay
“It’s very important to be a FAPIA member. You stay informed on all the changes in our industry” 
  ...John Mercedes
“Great Conferences!” ...Steve McCaffrey
“I’ve learned how to put more money in my pocket and settle claims quicker.” ...Jerason White

Now is the time to invest in yourself and in your career as a public adjuster!

MEMBERSHIP APPLICATION           ASSOCIATE MEMBER APPLICATION

What You Need to Know and Do to Apply for a FAPIA Membership
Step One.
Review the goals and objectives of FAPIA to ensure that membership will be of benefit to you professionally and personally
Visit the FAPIA website to:
Step Two.
Requirements to be a FAPIA member
Only persons who are duly licensed by the Florida Department of Financial Services as Public Insurance Adjusters may apply for full membership. Membership is limited to individuals who fulfill all the requirements of FAPIA as set by the Board of Directors. Those requirements include:
Step Three
Apply for Membership***
Complete and submit to FAPIA the following:
a.    FAPIA membership application
b.    Payment of the FAPIA annual dues of $495.00***
c.    Send a photo in jpeg format by email to administrator@fapia.net
Your membership application will not be considered or processed until all of the above have been completed. This application must be completed in full and honestly. Additional information may be needed to complete your request for membership. You will be contacted if applicable. 
Step Four
Peer Review
Your information will be reviewed by:
Step Five
Probationary Membership
Once you have completed Steps 1, 2 and 3, you will be granted temporary membership on a probationary period of 90 days. This will allow ample time for review of your application. Once your application receives final approval, you will be granted full membership which includes voting rights at the general membership meetings and access to member benefits.
If your application is not approved, your application fee will be refunded.
Step Six
Get Involved.
The best way to reap the full benefits of FAPIA membership is to get involved. There are various standing committees for which you can volunteer. Committees often conduct their business via email so the time and travel commitment is not overwhelming. However, this will allow you to get to know FAPIA officers who serve as chairpersons of the committee. Additionally, you will have the opportunity to attend both FAPIA conferences (winter & summer) where you have access to the finest PA specific education in the country, as well as interacting with vendors and associate members; networking with other PAs from around the state; and briefings by our lobbyists and officers on the business of both FAPIA and the industry. Finally, you will receive constant updates throughout the year on the various programs and actions FAPIA is taking to protect and preserve the public adjusting industry.

***If an application for membership is made within 90 days of a FAPIA Conference and the applicant is attending that Conference, the applicant must submit payment equal to the amount charged for non member attendees. Upon final approval of membership, the applicant will be refunded any amount that exceeded the FAPIA member conference fee and the FAPIA annual membership fee. 

MEMBERSHIP APPLICATION           ASSOCIATE MEMBER APPLICATION

 


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